Is plaid.com agent ready?
plaid.com is largely agent ready: it scores 62/100 (grade B) on the w2agent rubric.
Changed since last check
No change in score since the previous check (2026-09-15)
Category scores
Category breakdown not recorded for this audit.
Agent protocol panel
- A2A agent cardNot found
- OAuth discoveryNot found
- MCP discoveryNot found
- llms.txt validityPresent
Check results
Bot Accessibility
- ✓No error status codespass
- ✗Response timefail
- ✓XML sitemap existspass
- ✓AI agent accesspass
- ✓Edge treatment of agent user-agentstracked, not scoredpass
- ✓robots.txt existspass
- ✓Content negotiation (Markdown)pass
- —Declared AI usage preferencestracked, not scoredskip
Structured Data
- ✓OpenGraph meta tagspass
- ✓Semantic HTML elementspass
- ✓Appropriate Schema.org typepass
- ✓JSON-LD validpass
- ✗Heading hierarchyfail
- ~Schema.org JSON-LD presentpartial
- ~Schema.org completenesspartial
Content Quality
- ✗FAQ contentfail
- ✓Answer-first contentpass
- ✓Content lengthpass
- ✓Token efficiency (HTML-to-text ratio)pass
- ✗Freshness signalsfail
- ✗Author attributionfail
- ✓Citation readinesspass
- ✓Lists and tables for structured infopass
Agent Discovery
- ✓llms.txt follows specpass
- ✓llms.txt existspass
- —MCP server cardtracked, not scoredskip
- ✗Markdown alternate linksfail
- ✗/.well-known/agent-card.jsonfail
- ✓llms.txt links resolvepass
Agent Protocols
- ✓Discoverable API endpointspass
- ✗MCP endpointfail
- ✗Action schemasfail
- —/.well-known/ucpskip
- ✓Structured formspass
- —WebMCP imperative APItracked, not scoredskip
- —WebMCP declarative APItracked, not scoredskip
- ✓Reachable as Google-Agentpass
- ✓Reachable as ChatGPT-Userpass
- ✓Reachable as Perplexity-Userpass
Agent Auth
- —MCP authorization (401 challenge → protected resource metadata)skip
- ✗PKCE S256 supportfail
- ~Public API surfacepartial
- —Client ID Metadata Documents (bonus)skip
- ✗OpenAPI specificationfail
- ✓Agent/bot auth documentationpass
- ✗OAuth discovery chain (RFC 9728 → RFC 8414)fail
- ✓Developer portalpass
- ✗Scoped API permissionsfail
- ✗API catalog (RFC 9727)fail
- —Agent operator signing directorytracked, not scoredskip
Technical
- ✓HTTPSpass
- ✓UTF-8 charsetpass
- ✓Canonical URLspass
- ✓Mobile viewportpass
- ✓Content accessible without JSpass
- ~Security headerspartial
Other
- ✓nextjs-metadata-apipass
- ✓nextjs-static-generationpass
- ✗nextjs-well-known-servedfail
Score history
- 62/100 · rubric v3.0
- 62/100 · rubric v3.0
- 59/100 · rubric v2.0
- 59/100 · rubric v2.0
- 57/100 · rubric v2.0
- 57/100 · rubric v2.0
- 52/100 · rubric v2.0
- 55/100 · rubric v2.0
- 55/100 · rubric v2.0
- 53/100 · rubric v2.0
- 54/100 · rubric v2.0
- 55/100 · rubric v2.0
- 10/100 · rubric v2.0
- 66/100 · rubric v2.0
- 68/100 · rubric v2.0
- 68/100 · rubric v2.0